UCO Bank Personal Loan

UCO Bank Personal Loan - http://www.loansandcredits.in/uco-bank-personal-loan/
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Apply Personal Loan

Apply Personal Loan :- Loan amount from Rs.1 lakh up to Rs.20 lakhs Convenient loan repayment option of 12 to 60 months No security or collateral required to avail this loan Simplified and quick documentation Attractive interest rates Hassle-free loan sanction and disbursal procedure[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width="1/2"][contact-form-7 id="3299" title="PL-loansandcredits.in"][/vc_column][vc_column width="1/2"][vc_column_text]

 

UCO Bank Personal Loan

Short Term loan is extended through this scheme to Pensioners who receive pension through our Branch. War widows and widows drawing family Pension through our Branch are also eligible provided there is another co-borrower of sufficient means.

Purpose

1. For meeting medical expenses for self/spouse/dependent/children.


2. Payment of mediclaim premium for self & dependents.


3. Meeting marriage expenses in the family.


4. Educational expenses of dependent children


5. Traveling expenses.


6. Repairs to house property/dwelling.


7. Funeral expenses.

Quantum of loan

For Pensioners having provision of family pension & Spouse is alive:

10 times of monthly pension subject to:

• Maximum Rs. 5.00 lacs for age up to 70 years


• Maximum Rs. 4.00 lacs for age above 70 years to 72 years

For the following Categories of customers:

• Family pensioners i.e. Spouse receiving pension after death of the Pensioners.


• Pensioners without family pension provision


• Pensioners where spouse is predeceased.

10 times of monthly pension subject to maximum of Rs. 3 lacs

Processing Charges

There is no processing charge or service charge.

Rate of Interest

MCLR of 1 Year + 4.15%

Repayment

1. Maximum in 36 monthly installments.


2. Repayment should be so fixed that the loan is fully repaid before the pensioner reaches 72 years of age.

Prepayment Charge

No pre-payment charge is levied.

Guarantee

1. Personal Guarantee of spouse eligible to receive family pension in the event of death of the pensioner.


2. Where spouse is predeceased, personal guarantee of sons/daughters or a third party.


3. In case of war widow/widows if co-borrower is not available, a third party guarantee having sufficient income

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