TATA Capital Bank Mortgage Loan - http://www.loansandcredits.in/apply-tata-capital-mortgage-loan/
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Apply TATA Capital Bank Mortgage Loan

Apply TATA Capital Bank Mortgage Loan :- To see how a mortgage loan advance functions, envision obtaining a cash-flow to support a startup or pay for a current business’ development without swearing anything against the acquired sum.[/vc_column_text][/vc_column][/vc_row][vc_row 0=""][vc_column width="1/2"][contact-form-7 id="3155"][/vc_column][vc_column width="1/2"][vc_column_text]

 

TATA Capital Bank Mortgage Loan

Loan Against Property

The key to your dreams

Your property is one of your greatest assets. It also holds the key to make your dreams come true. Tata Capital's Loans against Property gives you the power to use your residential, commercial or alternate property to fund your dreams. So you don't have to wait to turn them into reality.

 

The Tata Capital Advantage

• Loan Amount:

You can avail Loans ranging from Rs. 5 Lakhs to Rs. 5 Crores

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  Flexible Tenure:

  
  

You can repay your loan over a period of 12 months to 180 months.

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  Easy Repayment:

  
  

You can repay your loan easily through ECS or even post-dated cheques.

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  Quick and Easy Processing:

  
  

With quick online application and minimal paperwork, our representatives can process your loan in no time.

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  Floating and Fixed Interest Rates:

  
  

Our Loans against Property come with attractive interest rates.

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  Acceptable Property Collaterals

  
  

Pre owned Residential, Commercial, alternate properties (schools, hotels, hospitals, residential plots and industrial property) and loans for purchase of commercial properties.

Interest Rates

Attractive Interest Rates on Loan Against Property:

We offer attractive interest rates ranging from 11.75% to 15% subject to a credit assessment and property collateral.

Eligibility Criteria

Who is eligible for a loan against property?

Parameters	Salaried	Self Employed Professionals	Self Employed Non Professionals (Indviduals)	Non Individuals
Segment	Working in MNC / Public Ltd. Co/ Large Pvt. Ltd. Co./State Govt/ Central Govt. / PSU	Doctors, Architects, Chartered Accountants	Traders, Retailers and wholesalers	Firm, Pvt Ltd , Public
Age	Minimum- 25 Years Maximum- 60 Years at loan maturity	Minimum- 25 Years Maximum- 60 Years at loan maturity	Minimum- 25 Years Maximum- 60 Years at loan maturity	N/A
Income p.a.	Rs 2,40,000	Rs 2,50,000	Rs 2,50,000	Rs 3,00,000
Occupational Stability	Minimum 3 Years	Minimum 3 Years	Minimum 3 Years	Minimum 3 Years ( with 2 years cash profit)

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Loan EMI Calculator

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Loan Against Property - Advantages

 

• Loan amount: You can avail Loans ranging from Rs. 5 Lakhs to Rs. 5 Crores.


• Acceptable Property Collaterals: Pre owned Residential, Commercial, alternate properties (schools, hotels, hospitals, residential plots and industrial property) and loans for purchase of commercial properties.


• Flexible Tenure: You can repay your loan over a period of 12 months to 180 months.


• Easy Repayment: You can repay your loan easily through ECS or even post-dated cheques.


• Quick and Easy Processing: With quick online application and minimal paperwork, our representatives can process your loan in no time.


• Floating and fixed interest Rates: Our Loans against Property come with attractive interest rates

 

 

Disclaimers:
Business Loans are originated and serviced by Tata Capital Financial Services Limited and are at its sole discretion. Terms and conditions apply.

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Fees & Charges

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  Processing Fees:

  
  

Upon applying for a loan against property, you will be charged a non-refundable processing fee, which will vary depending on the particulars of your loan.

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  Foreclosure Charges

  
  

RATE DESCRIPTION	PARTY TO THE AGREEMENT	FORECLOSURE WITHIN LOCK-IN PERIOD	FORECLOSURE AFTER LOCK-IN PERIOD	PARTIAL PREPAYMENT CHARGES
FLOATING RATE SCHEME	ALL INDIVIDUALS	NO CHARGES		NO CHARGES
		FORECLOSURE WITHIN LOCK-IN PERIOD	FORECLOSURE AFTER LOCK-IN PERIOD
FLOATING RATE SCHEME	EVEN 1 NON INDIVIDUAL	4% + Lock-in Period charges + TAXES	4% + TAXES	4% ON PREPAID AMOUNT OVER 25% OF PRINCIPAL O/S
FIXED RATE SCHEME	INDIVIDUALS/ NON INDIVIDUALS	4% + Lock-in Period charges + TAXES	4% + TAXES	4% ON PREPAID AMOUNT OVER 25% OF PRINCIPAL O/S

• Foreclosure Charges will be levied on the Principal Outstanding and all part payments, if any, made within immediate preceding 12 months of such foreclosure


• In case of Semi-Fixed Loans (fixed for initial period and then floating), the Foreclosure & Pre-payment norms for floating rate loans would be applicable on loan being converted into floating rate


• Lock-in Period: 9 months from the date of first disbursement. Lock in Period charges would be Prevailing ROI x Principal Outstanding as on date of Foreclosure x Balance Lock-in Period

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  Prepayment Charges

  
  

A maximum of 25% of the principal outstanding is allowed by way of part prepayment during a single year with payments being made in maximum 2 tranches without any prepayment charges. This is subject to the prepayment policy of the Company as may be applicable from time to time.

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  Cancellation Charges

  
  

Upon cancellation for a loan against property, you will be charged a cancellation fee of Rs. 25000 + GST.

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  Documentation handling & retrieval Charges:

  
  

Rs. 2,500/- + GST[/vc_column_text][/vc_column][/vc_row][/vc_section]