Shriram City Union Bank Personal Loan

Shriram City Union Bank Personal Loan - http://www.loansandcredits.in/shriram-city-union-bank-personal-loan/
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Apply Personal Loan

Apply Personal Loan :- Loan amount from Rs.1 lakh up to Rs.20 lakhs Convenient loan repayment option of 12 to 60 months No security or collateral required to avail this loan Simplified and quick documentation Attractive interest rates Hassle-free loan sanction and disbursal procedure[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width="1/2"][contact-form-7 id="3299" title="PL-loansandcredits.in"][/vc_column][vc_column width="1/2"][vc_column_text]

Eligibility

• Age - 18 to 59 years of age


• Salaried and Self Employed individuals

Basic Product Features

 

• No Cheque bounces in Bank statements


• Repayment through Equated Monthly Installments


• Declaration of existing loan commitments


• Should be employed for a minimum period of 1 year. In case of self employment - 2years


• Should be in the same residence for a minimum period of 1 year


• Minimum Tenor - 12 Months Maximum Tenor 36 months - Scheme based


• For minimum income criteria, please do visit our nearest branch

Documents Required

• 
  
  • Valid Identity Proof - as per RBI norms
  
  

A valid Identity Proof will be any one of the following

• 
  
  • 
    
    • Passport
    
    
    • Driving Licence
    
    
    • Voter ID Card
    
    
    • Aadhar Card
    
    
    • PAN Card
    
    
  
  
  • Valid Address Proof - as per RBI norms
  
  

A valid address Proof will be any one of the following

• 
  
  • Passport
  
  
  • Driving Licence
  
  
  • Ration Card
  
  
  • Gas Bill with Gas book
  
  


• Minimum Tenor - 12 Months Maximum Tenor 36 months - Scheme based


• Income Proof Documents


• Bank Statement for last 6 months


• Post Dated Cheques and Electronic Clearing Mandates


• Legal Documents as stipulated by Shriram City Union Finance Limited


• Collateral Security as advised by Shriram City Union Finance


• Any other document as advised by Shriram City Union Finance

 

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Loan EMI Calculator

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Shriram City Union Bank Personal Loans

Shriram City Union Finance offers personal loans to customer segments that do not have easy access to banks and similar institutions for speedy short or medium finance. Shriram City Union Finance provides personal loans to its existing and old customers, as well as customers of other Shriram Group entities.

 

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Product Features

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• Loan amount from Rs.1 lakh up to Rs.20 lakhs


• Convenient loan repayment option of 12 to 60 months


• No security or collateral required to avail this loan


• Simplified and quick documentation


• Attractive interest rates


• Hassle-free loan sanction and disbursal procedure

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Eligibility & Loan Criteria

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Salaried Individuals

• Minimum net monthly income of Rs.25,000 per month


• Minimum age at loan sanction – 25 years. Maximum age at loan maturity - lower of 60 years or retirement age


• Work Experience of minimum 1 year at current employment and 3 years of total employment experience

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List of Documents Required

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• PAN Card – For Individual


• Identity Proof – Any one (e.g. Voter ID / Driving License / Passport)


• Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)


• Relationship Proof (if required)


• Passport Size Photographs


• Any other valid Photo ID card issued by central or state government


• Latest 6 months Salary credit bank satements

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List of Financial Documents Required

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For Salaried

• Latest 2 months pay slips and Form 16 issued by the employer


• Income documents of salaried spouse (in case of clubbing of income)

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