RBL Bank Mortgage Loan - http://www.loansandcredits.in/apply-rbl-bank-mortgage-loan/
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Apply RBL Bank Mortgage Loan

Apply RBL Bank Mortgage Loan :- To see how a mortgage loan advance functions, envision obtaining a cash-flow to support a startup or pay for a current business’ development without swearing anything against the acquired sum.[/vc_column_text][/vc_column][/vc_row][vc_row 0=""][vc_column width="1/2"][contact-form-7 id="3155"][/vc_column][vc_column width="1/2"][vc_column_text]

 

RBL Bank Mortgage Loan

Realise your dreams through RBL Bank Loan Against Property. Whether you are salaried or self-employed, RBL Bank Loan Against Property helps you to realise the true value of your property to meet your business and personal needs.

Product Features

• Loan amount of upto Rs.10 Crores


• Convenient loan repayment option of upto 180 months


• Both residential and commercial property accepted as collateral


• Avail loan upto 80% of your property value


• Minimal documentation and faster approvals


• Attractive interest rates


• Fixed rate for first three years available

Eligibility & Loan Criteria Required

• Loan Against Property can be availed by salaried individuals, self-employed individuals, self-employed professionals, sole proprietorships, partnership firms and private limited companies (including closely-held public limited companies.)


• Loan Against Property can be offered to Indian Residents only

Salaried Individuals

• Minimum gross salary of Rs.150,000 per annum


• Minimum age at loan sanction – 23 years. Maximum age at loan maturity – lower of 60 years or retirement age

Self-Employed Individuals and Professional

• Minimum net profit as per latest year ITR / Financials of Rs.150,000


• Minimum age at loan sanction – 23 years. Maximum age at loan maturity – 65 years

List of Documents Required

• PAN Card – For Individual / Partnership Firm / Company


• Identity Proof – Any one (e.g. Voter ID / Driving License / Passport)


• Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)


• Business Continuity Proof – Any one document dated 5 years old (Bank Statement / Sales Tax Challans / IT Returns / Shops & Est. Certificate / COI / Partnership Deed)


• Passport Size Photographs

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Loan EMI Calculator

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List of Financial Documents Requirement

For Salaried

• Last 2 years Income tax returns or latest 3 month salary slip or latest form 16 issued by the employer


• Six months bank statement required with salary credits

For Self-Employed Individuals / Sole Proprietorships

• Latest audited ITR and financials for the last 3 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)


• Bank statements from the borrower's main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet

For Self-Employed Professionals

• Latest audited ITR and financials for the last 3 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)


• Bank statements from the borrower's main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet


• Professional qualification certificate and Degree certificate for professionals (Doctors, Architects, Chartered Accountants etc.)

For Partnership Firms / Private Limited Companies

• Latest audited ITR and financials for the last 3 years (Balance Sheet, Profit & Loss A/c., Computation of Income along with all schedules.)


• Bank statements from the main account/s for last 6 months and 3 months of all other bank accounts mentioned in the Balance Sheet


• Partnership Deed and partnership authority letter for partnership firms


• Memorandum and Articles of Association and Board Resolution from the company


• Certificate of Incorporation (COI) for companies


• Latest shareholding patterns for Private Ltd. / Public Ltd. companies

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