Punjab National Bank Mortgage Loan

Punjab National Bank Mortgage Loan - http://www.loansandcredits.in/apply-punjab-national-bank-mortgage-loan/
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Apply Punjab National Bank Mortgage Loan

Apply Punjab National Bank Mortgage Loan :- To see how a mortgage loan advance functions, envision obtaining a cash-flow to support a startup or pay for a current business’ development without swearing anything against the acquired sum.[/vc_column_text][/vc_column][/vc_row][vc_row 0=""][vc_column width="1/2"][contact-form-7 id="3155"][/vc_column][vc_column width="1/2"][vc_column_text 0=""]

Apply Mortgage Loan Features

• Loan amount from Rs 3 Lakhs to Rs 1 Crore


• Convenient loan repayment option of 36 to 120 months


• Facility to top-up existing loans


• Best rate of interest 9.5% To 13.5%


• Retailers , Manufacturers , Traders , CA’s and Professionals Anyone can Apply


• Sole proprietorship firms , Partnership firms ,  Pvt. , Pvt. Ltd. , Doctors Anyone Can Apply

What is a mortgage loan?

• To see how a mortgage loan advance functions, envision obtaining a cash-flow to support a startup or pay for a current business’ development without swearing anything against the acquired sum.

How to Get a Mortgage Loan Easily?

• When you apply for a mortgage loans advance in India, it is likely that you are an independently employed individual/contracted bookkeeper, specialist, legal advisor, working in a constrained/private restricted organization or an association/proprietorship firm. The most effortless route be that as it may, to apply for a business credit, is to go on the web and complete your activity in minutes.

What is mortgage loan EMI?

• The full type of EMI is Equated Monthly Installment. It is the aggregate total of cash payable to the moneylender consistently until the point when the credit has been completely returned.  The EMI is figured on three fundamental criteria – credit sum, tenor and the rate of intrigue.

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Loan EMI Calculator

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Eligibility

Personal Needs: Employees of Central/ State Govt./ Schools/ Colleges/ Public Sector Undertakings (PSUs)/ Reputed Corporates and Other Income Tax Assesses, who are below the age of 60 years.

Business Enterprise : Existing customers with a satisfactory track record of three years (cash profits during last three years and net profit in the immediately preceding year)[/vc_column_text][/vc_column][/vc_row][/vc_section][vc_section][vc_row][vc_column][vc_column_text]

Income Criteria

For salaried and other income tax assesses: Minimum net monthly salary of Rs.10,000/- for last three years (salaried class) or minimum net annual income of Rs.1,20,000/- (for other income tax assesses).

For Business Enterprises: Minimum Net annual income/ Net Profit of Rs.120000/- and above.

 

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Repayment (Maximum)

Loan amount together with interest to be repaid in maximum 120 Equated monthly instalments (EMI) OR upto the age of 65 (applicable in case of Individual/ Sole Proprietorship), whichever is earlier.

In case of facility sanctioned in shape of Overdraft facility allowed on Monthly Reducing Drawing Power basis, Drawing Power be reduced every month to the extent of the principal component of the EMI calculated on full sanctioned limit by system itself[/vc_column_text][/vc_column][/vc_row][/vc_section]