L&T Finance Home Loan

L&T Finance Home Loan - http://www.loansandcredits.in/apply-lt-finance-home-loan/
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Apply L&T Finance Home Loan


Apply L&T Finance Home Loan :- Higher amount eligibility, Instant online approval, Loan ranging from 5 Lakhs to 20 Crores, Balance Transfer and Top Up facility, Flexible documentation, Quick processing[/vc_column_text][/vc_column][/vc_row][vc_row 0=""][vc_column width="1/2"][contact-form-7 id="3150" title="Apply Home Loan"][/vc_column][vc_column width="1/2"][vc_column_text 0=""]

Key Features





  • Loan tenor up to 30 years

  • Loans ranging from Rs 3 lakh to Rs 10 crore

  • Attractive rate of interest

  • Choose from a fixed or floating rate of interest

  • Home loans upto 90%  of property value

  • Flexible repayment options like Tranche-based EMI and Part Prepayment Scheme

  • Loan consideration includes registration fees and stamp duty

  • Income-based product offering (Gross Receipt Product, Gross Margin Product, Banking Based Product, etc.)

  • *Loan tenure is subject to meeting eligibility and age of the applicant

Eligibility Criteria





  • Indian resident

  • Salaried or self employed professionals and non-professionals

  • Above 23 years and up to 65 years when the loan matures

  • Actual eligible loan amount is dependent on applicant's income and repaying capacity, age, assets and liabilities cost of the proposed house/flat etc.

  • Eligibility can be increased by adding other sources of income (Rent, Co-applicant's income, other regular source of income)







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Loan EMI Calculator


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Construction








You can take the construction loan for a residential house on a land owned by a borrower.





House Purchase





Considering to buy a new property or a re-sale one? We offer loans for ready to move-in houses or even those under construction.

 





House Improvement





You can now take a loan to get your existing home in good shape through repairs and maintenance.





House Extension





Take a loan to extend your existing residential unit either by constructing an additional room or even a floor.

The extention should be an increase in FSI.





Take Over





This facility allows your to transfer your existing home loan from an approved institution and also offers a feature of top up loan.

 

(Please refer to the annexure of the approved institutions)





Composite Loan Scheme





This facility is to help you finance the purchase of a plot (Refinance the plot amount on start of construction after receipt of sanction plan) and construction of residential house thereon within a specific time.





Low Loan to Value (LTV)





It is to cater cash intensive business segment & also specifically to cater to the affordable housing customer segment.





Balance Transfer Plus Top-Up





Applicable to self employed non-professionals & professional customers based on regular income programme from only approved financial institutions.






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