ICICI Bank Home Loan
ICICI Bank Home Loan - http://www.loansandcredits.in/apply-icici-bank-home-loan/
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Apply ICICI Home Loan
Apply ICICI Home Loan :- Getting a home loan from ICICI Bank is easy and quick. We keep the paperwork and other formalities to a minimum. Proof of your identity, address and income are some of the key documents that are required to be submitted for ICICI Bank home loan.[/vc_column_text][/vc_column][/vc_row][vc_row 0=""][vc_column width="1/2"][contact-form-7 id="3150"][/vc_column][vc_column width="1/2"][vc_column_text 0=""]
ICICI Bank Step Up Home Loans
ICICI Bank Step Up Home Loans, a home loan for spacious living for young salaried borrowers.
Balance Transfer
Lower your EMI burden and save money by transferring your existing home loan to ICICI Bank.
Top Up loan on your Home Loan
Planning to redecorate your home or thinking of funding your child’s higher education or simply wanting to take that dream vacation, a top-up loan on your existing Home Loan could be the perfect solution.
Affordable Home Loans at effective rates as low as 4.62% per annum
Calculated on a loan amount of Rs. 25 lakh for a first-time home buyer with an annual family income of Rs.15 lakh and rate of interest of 8.45% per annum considering subsidy of Rs. 2.30 lakh under Pradhan Mantri Awas Yojana (PMAY). The effective interest rate may vary based on the loan amount, PMAY subsidy and applicable income tax slab. The effective rate is applicable for the first year only.
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Loan EMI Calculator
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[/vc_column_text][/vc_column][/vc_row][/vc_section][vc_section 0=""][vc_row 0=""][vc_column 0=""][vc_headings borderclr="#000000" title="Our straightforward and bother free process, speedy advance endorsements, and appealing financing costs will make your lodging advances encounter an extraordinary one. We offer our assistance with property determination, checking endorsements of the properties, recording the archives, and ascertaining the ideal EMI and residency for you. We are with you in at all times you have the most ideal home purchasing knowledge." titleclr="#000000"][/vc_headings][/vc_column][/vc_row][/vc_section][vc_section 0=""][vc_row 0=""][vc_column 0=""][vc_empty_space 0=""][/vc_column][/vc_row][/vc_section][vc_section 0=""][vc_row][vc_column][vc_headings borderclr="#000000" title="Documents Required for Home Loan" titleclr="#000000"]write your detail or leave blank[/vc_headings][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]
- Application form with photograph duly signed
- Identity, residence and age proof
- Last 6 months bank statements
- Last 3 months Salary-slips
- Processing fee cheque
- Form 16 / Income Tax Returns
- Proof of business existence
- Business profile
- Education qualification certificate and proof of business existence
- Last 3 years Income Tax Returns with computation of Income
- Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account
[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column][vc_column_text]Post closure of loan, documents required for handover of original Property documents
- Power Of Attorney format for collection of original Property documents
- In case of death of Loan Account holder:
- Request letter from the Legal Heir/ Claimant/ Nominee(s) for handover of Property documents
- Letter of relinquishment for relinquishing right (Nominee/ Legal heir) in favour of Legal Heirs/ Nominees/ surviving owners for handover of Property documents
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