HDBFS Bank Personal Loan

HDBFS Bank Personal Loan - http://www.loansandcredits.in/hdbfs-bank-personal-loan/
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Apply Personal Loan


Apply Personal Loan :- Loan amount from Rs.1 lakh up to Rs.20 lakhs Convenient loan repayment option of 12 to 60 months No security or collateral required to avail this loan Simplified and quick documentation Attractive interest rates Hassle-free loan sanction and disbursal procedure[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width="1/2"][contact-form-7 id="3299" title="PL-loansandcredits.in"][/vc_column][vc_column width="1/2"][vc_column_text]

 

HDBFS Bank Personal Loan


Planning a grand wedding? Selecting a school for your child? or Waiting to book that exotic vacation you have been planning? We can help you with our customised personal loan offering. Let us be a part of your journey and help you to achieve your dreams & goals.

Features and Benefits



  • Loans up to 20 Lakhs

  • Tenure ranging from 12 to 60 months

  • No guarantor/security required

  • Convenience of doorstep service

  • Quick and Speedy processing

  • Attractive Rate of Interest

  • Minimum/Hassle free Documentation

  • Special offer for employees of select companies

Eligibility Criteria


Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings:

Eligibility Criteria


  • Minimum age of applicant: 21 years

  • Maximum age of applicant at loan maturity: 60 years (Or retirement, whichever is earlier) (65 years for Government Employees. Conditions Apply)

  • Minimum employment: Minimum 1 year in employment with minimum 1-month salary credit in the current organisation

  • Minimum Net Monthly Income: ₹ 20,000 for Metro Locations (Ahmedabad, Bangalore, Chennai, Delhi, Hyderabad, Kolkata, Mumbai & Pune) & ₹ 15,000 for All Other Locations.

Self-employed (Professionals) include self-employed Doctors, Chartered Accountants, Architects, and Company Secretaries.

Eligibility Criteria


  • Minimum age of Applicant: 22 years

  • Maximum age of Applicant at loan maturity: 65 years

  • Years in business: Minimum 3 years


Minimum Annual Income:  ₹ 100000/- p.a. for Metro Locations & ₹ 75,000/- p.a. for non-metro locations.


Self-employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.

Eligibility Criteria


  • Minimum age of Applicant: 22 years

  • Maximum age of Applicant at loan maturity: 65 years

  • Years in business: Minimum 4 years with minimum 2 years in the same Business

  • Minimum Annual Income: ₹ 100000/- p.a. for Metro Locations & ₹ 75,000/- p.a. for non-metro locations.


Self-employed (Pvt Cos and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services

Eligibility Criteria


  • Minimum age of Applicant: 22 years

  • Maximum age of Applicant at loan maturity: 65 years

  • Years in business: Minimum 4 years with minimum 2 years in the same Business

  • Minimum Annual Income: ₹ 100000/- p.a. for Metro Locations & ₹ 75,000/- p.a. for non-metro locations.

  • Business must be profit making for the last 2 years






 

 


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Required Documents


 

Salaried Individuals include Salaried Doctors, CAs, employees of select Public and Private limited companies, Government Sector employees including public sector undertakings:

Documents required:


  • Proof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card/ Photo Ration Card

  • Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport

  • Date of Birth Proof: Driving License / PAN Card / Passport / Birth Certificate / 10th / 12th mark sheet bearing date of birth

  • Bank Statements: Latest 3 Months bank statements / 6 months’ bank passbook

  • Latest 3 Months Salary Slip along with latest Form 16 / ITR / Appointment Letter.


Self-employed (Professionals) include self-employed Doctors, Chartered Accountants, Architects, and Company Secretaries.

Documents required:


  • Proof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card/ Photo Ration Card

  • Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport

  • Date of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth

  • Bank Statements: Latest 3 months bank statements / 6 months’ bank passbook

  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA


Self-employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.

Documents required:


  • Proof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card /Photo Ration Card

  • Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport

  • Date of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth

  • Bank Statements: Latest 3 Months bank statements / 6 months’ bank passbook

  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA

  • Proof of continuation:  Trade license /Establishment /Sales Tax certificate

  • Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Cert. Copy of MOA, AOA & Board resolution.)


Self-employed (Pvt Cos and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services

Documents required:


  • Proof of Identity: Passport / Voters ID / Driving License/PAN Card/Aadhar Card / Photo Ration Card

  • Address Proof: Ration card /Driving License/ Voter ID/ Utility Bill (anyone within last 3 months) / Registered Rental Agreement / Passport

  • Date of Birth Proof:  Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth

  • Bank Statements: Latest 3 Months bank statements / 6 months’ bank passbook

  • Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA

  • Proof of continuation: Trade license /Establishment /Sales Tax certificate/ SSI Registration

  • Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (Certified by Director) & Board resolution (Original).)


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