Fullerton Bank Personal Loan

Fullerton Bank Personal Loan - http://www.loansandcredits.in/fullerton-bank-personal-loan/
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Apply Personal Loan


Apply Personal Loan :- Loan amount from Rs.1 lakh up to Rs.20 lakhs Convenient loan repayment option of 12 to 60 months No security or collateral required to avail this loan Simplified and quick documentation Attractive interest rates Hassle-free loan sanction and disbursal procedure[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width="1/2"][contact-form-7 id="3299" title="PL-loansandcredits.in"][/vc_column][vc_column width="1/2"][vc_column_text]

Documentation


Salaried


 
  • Application form with a recent photograph

  • Proof of Identity (Passport Copy/ Voter ID card/ Driving License/ PAN Card)

  • Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License)

  • Age proof (PAN Card, Passport, any other certificate from a statutory authority)

  • Bank Statements (Bank statement / Bank Passbook for last 6 months) OR Last 3 months salary slip

  • Form 16

  • Income Tax Returns for last 3 years

  • Processing fee cheque

Self Employed




  • Application form with a recent photograph

  • Proof of Identity (Passport Copy/ Voter ID card/ Driving License/ PAN Card)

  • Address Proof (Ration card/ Telephone Bill/ Electricity Bill/ Rental agreement / Passport copy/ Bank Passbook or Statement/Driving License)

  • Age proof (PAN Card, Passport, any other certificate from a statutory authority)

  • Proof of business existence

  • Bank Statements (Bank statement / Bank Passbook for last 6 months)

  • Profit and loss statement for last 3 years

  • Balance sheet for last 3 years

  • Income Tax Returns for last 3 years (for self and business) duly certified by a CA

  • Processing fee cheque



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Loan EMI Calculator


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Fullerton India Personal Loans


When expenses arise, like buying your first smartphone, your dream vehicle, your child's marriage, furnishing your home, higher education for your children or a family holiday, simply knock our doors and let us help you turn your dreams into reality.

With Fullerton India’s range of Personal loans, meet all sorts of financial needs without worrying about keeping any collateral or property. Our range of personal loans are simple and flexible, designed with your changing needs in mind. Follow a few simple steps to help our team understand your requirements.[/vc_column_text][/vc_column][/vc_row][/vc_section][vc_section][vc_row][vc_column][vc_headings borderclr="#000000" title="Loansandcredits.in offers Personal Loans to Salaried inhabitant people keeping in mind the end goal to meet prompt money prerequisites. Presently, lead life the way you need with adaptable and fast advance choices." titleclr="#000000"][/vc_headings][/vc_column][/vc_row][/vc_section][vc_section][vc_row][vc_column][vc_empty_space][/vc_column][/vc_row][/vc_section][vc_row][vc_column width="1/2"][vc_column_text]


Product Features


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  • Loan amount from Rs.1 lakh up to Rs.20 lakhs

  • Convenient loan repayment option of 12 to 60 months

  • No security or collateral required to avail this loan

  • Simplified and quick documentation

  • Attractive interest rates

  • Hassle-free loan sanction and disbursal procedure


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Eligibility & Loan Criteria


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Salaried Individuals


  • Minimum net monthly income of Rs.25,000 per month

  • Minimum age at loan sanction – 25 years. Maximum age at loan maturity - lower of 60 years or retirement age

  • Work Experience of minimum 1 year at current employment and 3 years of total employment experience


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List of Documents Required


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  • PAN Card – For Individual

  • Identity Proof – Any one (e.g. Voter ID / Driving License / Passport)

  • Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)

  • Relationship Proof (if required)

  • Passport Size Photographs

  • Any other valid Photo ID card issued by central or state government

  • Latest 6 months Salary credit bank satements


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List of Financial Documents Required


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For Salaried


  • Latest 2 months pay slips and Form 16 issued by the employer

  • Income documents of salaried spouse (in case of clubbing of income)


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