DHFL Home Loan

DHFL Home Loan - http://www.loansandcredits.in/apply-dhfl-home-loan/
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Apply DHFL Home Loan


Apply DHFL Home Loan :- DHFL presents a range of Home Loan products for different needs and situations. So whether you want to purchase a home, renovate or expand your existing home, buy a plot of land and build a home or transfer your existing home loan to us we offer a home loan as per your requirement.[/vc_column_text][/vc_column][/vc_row][vc_row 0=""][vc_column width="1/2"][contact-form-7 id="3150" title="Apply Home Loan"][/vc_column][vc_column width="1/2"][vc_column_text 0=""]

Features and Benefits of DHFL Home Loans


  1. Loan Amount: Avail a Home Loan of up to `500,00,000 (minimum loan amount `1 lac) but not exceeding 85% of the cost of property (including stamp duty and registration fees) or 80% of market value, whichever is lower

  2. Tenure & Term: The tenure of your Home Loan ranges from 1 to 30 years. The term, however does not extend beyond the retirement age or 60 years whichever is earlier (65 years for self-employed individuals)

  3. Purpose:  Avail of a home loan for ready built-up or under construction house/flat purchase

  4. Reduce your EMI : With tenure of 30 years, you can reduce the EMI amount on your Home Loan, so that your  outgoings every month do not come in the way of your lifestyle and living standards

  5. Interest Rates: The Interest rate applicable is based on the DHFL’s Retail Prime Lending Rate (RPLR) which fluctuates from time to time based on the money market conditions

  6. Easy Repayments:You have 2 options for repayment of the loan based on the EMIs payable on your Home Loan:
    1.   Through ECS (Electronic Clearing Service) based on standing instructions to your bank

    2.   Post Dated Cheques(PDCs) drawn on your Savings/Salary account


  7. Home Loan Tax Benefits: Resident Indians are eligible for certain tax benefits on principal and interest components of a home loan. As per Income Tax Act 1961 rules, the current applicable exemption under section 24(b) is `2,00,000/- for the interest amount paid in the financial year and up to `1,50,000/- (under section 80 C) for the principal amount repaid in the same year.

  8. Applicant and Co-Applicant: Home Loans can be applied by an individual. The loan amount can be further enhanced by including an earning co-applicant.


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Loan EMI Calculator


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[/vc_column_text][/vc_column][/vc_row][/vc_section][vc_section 0=""][vc_row 0=""][vc_column 0=""][vc_headings borderclr="#000000" title="Our straightforward and bother free process, speedy advance endorsements, and appealing financing costs will make your lodging advances encounter an extraordinary one. We offer our assistance with property determination, checking endorsements of the properties, recording the archives, and ascertaining the ideal EMI and residency for you. We are with you in at all times you have the most ideal home purchasing knowledge." titleclr="#000000"][/vc_headings][/vc_column][/vc_row][/vc_section][vc_section 0=""][vc_row 0=""][vc_column 0=""][vc_empty_space 0=""][/vc_column][/vc_row][/vc_section][vc_section 0=""][vc_row][vc_column][vc_column_text]

Home Loan Eligibility




You can avail a Home Loan of up to `500,00,000 (minimum loan amount `1 lac) but not exceeding 85% of the cost of property (including stamp duty  and registration fees) or 80% of market value, whichever is lower. The loan amount can be further enhanced by including an earning co-applicant.

The actual Home Loan amount is determined taking into various account factors such as:
  • Repayment Capacity

  • Age

  • Educational qualifications

  • Stability and continuity of income

  • Number of dependents

  • Co-applicant’s income

  • Assets

  • Liabilities

  • Saving habits, and more


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