Bank of Maharashtra Personal Loan

Bank of Maharashtra Personal Loan - http://www.loansandcredits.in/bank-maharashtra-personal-loan/
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Apply Personal Loan


Apply Personal Loan :- Loan amount from Rs.1 lakh up to Rs.20 lakhs Convenient loan repayment option of 12 to 60 months No security or collateral required to avail this loan Simplified and quick documentation Attractive interest rates Hassle-free loan sanction and disbursal procedure[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width="1/2"][contact-form-7 id="3299" title="PL-loansandcredits.in"][/vc_column][vc_column width="1/2"][vc_column_text]

 

Bank of Maharashtra Personal Loan


Purpose:


For Personal Expenses such as Medical Expenses, Expenses on Travel / Tour, Income Tax liability, Expenses for Family Functions etc.

Eligibility:


Existing Housing Loan Borrowers (Salaried Individuals only) /Corporate Salary Account holders (Minimum 2 years in employment and with 1year in the current organization) having minimum standing of 1 year relationship with our Bank.

Min. Annual Income


For Corporate Salary Account holders: Rs. 3.00 lakh (last year income) - Minimum past 2 year ITR/Form 16 from the Employer is Mandatory.

For Existing Housing Loan Borrowers (For Salaried Individuals only) : Rs. 2.50 lakh (last year income) - Minimum past 2 year ITR/Form 16 from the employer is Mandatory, Subject to sufficient disposable income.

Age Limit


  • Minimum : 21 Years

  • Maximum: 60 Years

Quantum of Finance


Maximum loan amount: Rs.1.50 lakh, Subject to deduction norms

Margin:


NIL

Rate of Interest:


1.00% discount in applicable interest rate will be given to Existing Housing Loan Borrowers / Corporate Salary account Holders

Repayment


Maximum 36 Months

Deduction


Not to Exceed 60% of the Gross Income including Proposed EMI

Processing Charges


1.00% of the Loan Amount (Min.:Rs.1000/-)

Security


Clean

Guarantor


One guarantor acceptable to the Bank [/vc_column_text][/vc_column][/vc_row][/vc_section][vc_section][vc_row][vc_column][vc_empty_space][/vc_column][/vc_row][/vc_section][vc_section][vc_row][vc_column][vc_column_text]

Loan EMI Calculator


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