Bank of India Personal Loan

Bank of India Personal Loan - http://www.loansandcredits.in/bank-india-personal-loan/
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Apply Personal Loan


Apply Personal Loan :- Loan amount from Rs.1 lakh up to Rs.20 lakhs Convenient loan repayment option of 12 to 60 months No security or collateral required to avail this loan Simplified and quick documentation Attractive interest rates Hassle-free loan sanction and disbursal procedure[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width="1/2"][contact-form-7 id="3299" title="PL-loansandcredits.in"][/vc_column][vc_column width="1/2"][vc_column_text]

 

BOI Bank Personal Loan


  • Star Personal Loan Scheme provides loan to meet various Personal requirements of customers and their family.

  • Bank offers loans for marriage expenses, medical expenses, educational expenses, purchase of consumer durables etc. Maximum quantum of advance is Rs.10.00 lakhs, depending upon the income, with very attractive interest rate and easy repayment plan.

Please approach our nearest Branch and avail the loan to fulfil your personal needs.

Product

BOI Star Personal Loan Scheme

 

Eligibility


Salaried employees, Professionals and individuals with high net worth, regular pensioners or family pensioners drawing regular monthly pension through Branch, Staff members, retired employees (other than dismissed/compulsorily retired) of our Bank.

Types of advance


Demand/Term Loan/Overdraft (reducible as per repayment schedule)
Overdraft limit (not reducible as per repayment schedule) maximum up to Rs.1 lac to confirmed permanent employees of Central/State Govt. /Reputed Corporates and PSU's.

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Loan EMI Calculator


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Purpose


Clean/Unsecured loans
  • Marriage expenses of self, son, daughter or a dependent near relative.

  • Medical Expenses incurred/to be incurred for self, spouse, children, dependent near relative.

  • For education of self/spouse/ children/ near dependent relatives.

  • For repairs/ renovation/ extension of existing house/flat.

  • Any other personal expenses of bonafide nature as approved by the Bank

Secured loans
  • Repayment of existing housing loans from other banks/Financial Institutions, etc.

  • Repairs/ Renovation/ Extension of House property. Education of self, spouse, children, near dependent relatives.

  • Purchase of consumer durables, computers, professional equipment’s etc.


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Max. Loan


Clean/Unsecured loans

Rs.5.00 lacs

Secured loans

Rs.10.00 lacs

Min. Size of loan


Clean/Unsecured loans

Minimum size of loan: - At Metro and Urban Centres: Rs.10, 000/-
At Rural and Semi Urban centres: No minimum size of loan.

Secured loans

Minimum size of loan: - At Metro and Urban Centres:
Rs.10, 000/-
At Rural and Semi Urban centres: No minimum size of loan.

Quantum of Advance


Clean/Unsecured loans
  • 10 times of monthly net Emoluments(take home pay) in case of salaried Employees

  • 50 % of Gross Annual Income as per last Income Tax Returns for professionals/individuals of high net worth

Secured loans
  • 20 times of monthly Gross Emoluments in case of salaried Employees

  • 100 % of Gross Average Annual Income as per last three years Income Tax Returns for professionals/individuals of high net worth


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