Bajaj Finance Personal Loan

Bajaj Finance Personal Loan - http://www.loansandcredits.in/bajaj-finance-personal-loan/
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Apply Personal Loan


Apply Personal Loan :- Loan amount from Rs.1 lakh up to Rs.20 lakhs Convenient loan repayment option of 12 to 60 months No security or collateral required to avail this loan Simplified and quick documentation Attractive interest rates Hassle-free loan sanction and disbursal procedure[/vc_column_text][/vc_column][/vc_row][vc_row][vc_column width="1/2"][contact-form-7 id="3299" title="PL-loansandcredits.in"][/vc_column][vc_column width="1/2"][vc_column_text]

Personal Loan Features and Benefits



Whether you are planning a vacation or your dream wedding, paying for higher studies, undertaking a home renovation project or facing a medical emergency you can get funds within 24 hours with a Bajaj Finserv Personal Loan.


Borrow up to Rs.25 lakh and pay up to 45% lower EMI with our Flexi Interest-only Loan.

Instant Approval


Get your personal loan application approved in under 5 minutes

Money in bank in 24 hours


Bajaj Finserv offers India’s fastest personal loan with disbursal in just 24 hours

 Loans up to Rs.25 lakh


Avail a personal loan up to Rs.25 lakh and meet your financial obligations.


Minimal documentation


Follow the simple eligibility criteria and submit a few basic documents with your application.

Flexible Tenor


Repay your personal loan over flexible tenors ranging from 12 months to 60 months.

Loan up to Rs. 25 Lakh


Avail a Personal Loan up to Rs.25 lakh and finance almost all your needs

Pre-approved Offers


Bajaj Finserv offers a quick and easy pre-approved Personal Loan. Simply share your basic details and avail your pre-approved offer.

Collateral-free loan


No need to find a guarantor as Bajaj Finserv offers collateral-free personal loans.

No hidden charges


Stay fully-informed about your loan with the Personal Loan Terms and Conditions


Online Account Management


Bank on-the-go with access to your online loan account anytime, anywhere.




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Pesonal Loan EMI Calculator


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What is an EMI?


An Equated Monthly Instalment (EMI) is a fixed monthly payment, part of the equally divided repayments, used to clear off your outstanding loan. Your personal loan EMI depends on the loan principal, the rate of interest, and the loan tenor.

What is an EMI calculator?


An EMI calculator is an online tool that takes your principal, rate of interest, and tenor into consideration to calculate your EMI.

How does a Personal Loan EMI calculator work?


An EMI calculator uses a simple formula to determine your EMI. The formula used is:
E = P * r * (1+r)^n / ((1+r)^n-1)
where E is EMI, P is the principal loan amount, r is the rate of interest calculated on a monthly basis, and n is the tenor/duration of the loan.

How to use an EMI calculator?


An EMI calculator is very easy to use. All you need to do is enter the following information: The loan amount, tenor (in months), and rate of interest. The calculator will use the information provided by you, run it against the EMI calculation formula, and inform you of the EMI amount you will have to pay every month.[/vc_column_text][/vc_column][/vc_row][/vc_section][vc_section][vc_row][vc_column][vc_headings borderclr="#000000" title="Loansandcredits.in offers Personal Loans to Salaried inhabitant people keeping in mind the end goal to meet prompt money prerequisites. Presently, lead life the way you need with adaptable and fast advance choices." titleclr="#000000"][/vc_headings][/vc_column][/vc_row][/vc_section][vc_section][vc_row][vc_column][vc_empty_space][/vc_column][/vc_row][/vc_section][vc_row][vc_column width="1/2"][vc_column_text]


Product Features


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  • Loan amount from Rs.1 lakh up to Rs.20 lakhs

  • Convenient loan repayment option of 12 to 60 months

  • No security or collateral required to avail this loan

  • Simplified and quick documentation

  • Attractive interest rates

  • Hassle-free loan sanction and disbursal procedure


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Eligibility & Loan Criteria


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Salaried Individuals


  • Minimum net monthly income of Rs.25,000 per month

  • Minimum age at loan sanction – 25 years. Maximum age at loan maturity - lower of 60 years or retirement age

  • Work Experience of minimum 1 year at current employment and 3 years of total employment experience


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List of Documents Required


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  • PAN Card – For Individual

  • Identity Proof – Any one (e.g. Voter ID / Driving License / Passport)

  • Address Proof – Any one (e.g. Voter ID / Driving License / Passport / Telephone Bill / Electricity Bill / Registered Lease Deed or Sale Agreement / Bank Statement)

  • Relationship Proof (if required)

  • Passport Size Photographs

  • Any other valid Photo ID card issued by central or state government

  • Latest 6 months Salary credit bank satements


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